Delta Community Scholarship Program FAQs

Eligibility and Application Period

Q. Who is eligible for the Delta Community Credit Union Scholarship?
A. Applicant must be enrolled to attend an accredited college, university or trade school in the fall of the 2025-2026 academic year as a full-time student pursuing their first undergraduate degree.

Q. Do I have to be a member of Delta Community to apply?
A. Yes. The applicant must be the primary owner of their own account.

Q. What if I am under 18 years of age?
A. To be eligible for the scholarship, the applicant or existing member aged 16 and 17 can open an account with an eligible joint owner and be the primary owner.

Q. What if I am not currently a Delta Community member?
A. There is not a required length of membership for eligibility. If an applicant is not currently a Delta Community member, they may open a new account prior to submitting the scholarship application. Go to www.DeltaCommunityCU.com/Join to open an account.

Q. When is the application deadline?
A. Applications must be submitted by March 1, 2025 by 5:00 PM (EST).

Q. How can the completed application be submitted?
A. Applications must be submitted via the online application found at www.DeltaCommunityCU.com/Scholarships. No part of the application will be accepted by mail, email or at a branch.

Q. When will the winners be notified and announced?
A. Winners will be notified by phone and/or email by a Delta Community representative on April 4, 2025. An email will be sent to applicants who were not selected to receive a scholarship award.
 

Application Requirements

Q. How do I complete the BalanceTrack Modules?

  • Visit the Balance Track website using the provided link.
    • Locate the  “Create Account” option.
    • Fill in the required fields, such as: Name, Email address, & Password
    • Follow any additional instructions to complete your registration, such as verifying your email.
    • Once registered, log in and explore the modules. 
  • Steps to Complete the Balance Track Modules:
  1. Log in to Balance Track using the account you created.
  2. Navigate to the “Credit Matters” and “Money Management” modules.
  3. Complete the seven pages of each module by carefully reading the material and taking notes if needed.
  4. At the end of each module, take the 10-question quiz and ensure you achieve a passing score.
  5. Once you successfully complete each quiz, a certificate will be available to view and download from the BalanceTrack website. Certificates will also be emailed to you.
  6. Download them, and save them securely.
  7. Log in to the scholarship application via the Omni portal and upload your certificates as required on the BalanceTrack Tab.


Q. What is the required essay topic? How long should it be?
A. You are required to complete an essay of at least 300 words (not more than 500 words) on the following subject: After completing Delta Community’s Financial Education Center BalanceTrack modules, you’ve gained valuable insights into money management and responsible credit use. How will you apply this knowledge to shape your financial future in a positive and practical way?


Q. If I have not decided which college I’m attending, can I still apply?

A. Yes. However, the applicant must submit a letter of acceptance from an accredited college, university or trade school. Should the applicant be selected as a winner, Delta Community will verify which school the applicant has decided to attend prior to funding the scholarship.

Q. Am I required to submit an acceptance letter if I am already in college?
A. No. This requirement is only for current high school seniors who will be attending college for the first time in the fall of 2025.

Application Account

Q. How do I know the status of my application?

A. Use the following key for your application status: Incomplete will display if your application is incomplete and has required fields that must be completed. Complete will appear if you have completed all required fields, but have not yet submitted your application. Once you have successfully submitted your application, Accepted will display in the Status column.

If you have other questions or concerns please contact us at Scholarships@DeltaCommunityCU.com. 


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