|
The NASCUS MBL School is scheduled for December 6-7, 2016 in Nashville, TN. The MBL school will take place: Location
Credit Union Division, Tennessee Tower
26th Floor
312 Rosa L. Parks Avenue
Nashville, TN 37243 Hotel
Sheraton Nashville Downtown Hotel
623 Union Street
Nashville, TN 37219 Fee for the School
NASCUS Member/TN Credit Union League Members Fee: $650
Non-Member Fee: $799
The fee for this school is $650 for members and $799 for non-members which does not include lodging. The fee includes breakfast and lunch Tuesday and Wednesday and materials for the school. For more information please contact Isaida Woo at isaida@nascus.org. NISCUE Scholarships
The National Institute of State Credit Union Examination (NISCUE) sponsors training for state examiners to foster the NASCUS mission of advocating for a safe and sound credit union system. State examiners can apply for a scholarship to attend MBL School by completing the application here, and emailing application materials to doug@nascus.org.
Tuesday, December 6, 2016 8:15am – 9:00am
Registration and Continental Breakfast Opening Remarks and Welcome 9:15am – 10:30am
Principles-Based Commericial Loan Risk Management (Part 1)
Vincent Vieten, Senior Credit Specialist, NCUA
This session will review the four components necessary for a credit union to successfully employ principles-based risk management of a commercial loan portfolio: qualified staff, risk-focused policy, comprehensive risk identification, and effective oversight by senior management and the board. The session will also focus on NCUA's view of the new rule, its implementation, and the expectations for credit union/examiner dialogue over safe and sound commericial lending. 10:45am – 12:00pm
Principles-Based Commericial Loan Risk Management (Part 2)
Vincent Vieten, Senior Credit Specialist, NCUA
This session will review the four components necessary for a credit union to successfully employ principles-based risk management of a commercial loan portfolio: qualified staff, risk-focused policy, comprehensive risk identification, and effective oversight by senior management and the board. The session will also focus on NCUA's view of the new rule, its implementation, and the expectations for credit union/examiner dialogue over safe and sound commericial lending. 12:00pm – 1:30pm
Networking Lunch 1:30pm – 4:30pm
Underwriting is Complex, But Identification of Risks is Easy
Bill Beardsley, CEO, Michigan Business Connection
Whether administring or examing a commerical lending program, proper underwriting is essential, but some times can mask the most important and real risk factors. Seminar participants will spend the afternoon reviewing the key principles of buisness lending risk for the most common lending types and scenarios and learn simple short cut tips on how to identify most loan risks for just about any loan in about 15 minutes of analysis. 4:30pm
Wrap-Up and Day's Adjournment Wednesday, December 7, 2016 8:15am – 9:00am
Continental Breakfast 9:00am – 10:00am
Getting the Policies and Procedures Right
Bill Beardsley, CEO, Michigan Business Connection
The new 723 requires detailed policies and procedures and many credit unions will be developing them for the first time. This session will focus on content requirements with detailed examples of the dozens of decision points required to be embedded in every policy and discuss how to leverage policies as a learning and development tool. 10:15am – 11:45am
Implementng a Commercial Credit Risk Rating System
Molly Snody, Director of Business Advisory Services, Pennsylvania Credit Union Association
For the first time, NCUA is mandating the use of a commerical credit risk rating sysyem in its rule. Attendees will learn about these systems: how to implement and administer a credit risk rating system for MBL. 11:45am – 1:00pm
Networking Lunch 1:00pm – 2:00pm
Outsourced Commercial Lending Programs: Pitfalls & Potential
Brian Lauer, Messick & Lauer
Many credit unions rely on CUSOs or other third parties for critical elements of their commercial lending program. This session will explore all of the issues related to outsourcing parts of the commercial lending program. From understanding what may be outsourced, structuring contracts, monitoring performance, to evaluating a third party program, understand the potential for benefit and the pitfalls of third party commercial lending.
2:00pm – 2:45pm
Best Practices for Commercial Lending in the CUs Less than $250 million in Assets
NCUA's rule exempts certain credit unions with assets less than $250 million in assets and a limited commercial lending portfolio. This session will focus on those credit unions, highlighting applicable rules, and emphasizing best practices and required policies.
3:00pm – 4:00pm
Special Case of Construction and Development Lending
Bill Beardsley, CEO, Michigan Business Connection
C&D lending is unique. This session will focus strictly on this specialized lending, including a look at the NCUA material loss reviews related to failed C&D lending credit unions. 4:00pm
Final Wrap Up and Seminar Adjournment
|